Author: Anna Reade

Wealth.com Partners With Cetera to Bring Leading Estate Planning Technology to More Than 12,000 Financial Advisors

Wealth.com, the industry’s leading end-to-end estate planning platform, today announced a strategic partnership with Cetera Financial Group* (‘Cetera’), a premier financial advisor Wealth Hub. Through this partnership, more than 12,000 financial professionals in the Cetera network will gain access to Wealth.com’s advanced estate planning technology and resources, enabling them to better meet the growing client demand for holistic financial planning. 

Cetera strives to differentiate from the traditional, commoditized independent broker-dealer (IBD) model by providing financial professionals and institutions with cutting-edge solutions, comprehensive support and tailored services to help them grow and scale their practices. This partnership enhances Cetera’s comprehensive wealth management offerings by equipping advisors with a best-in-class estate planning platform that simplifies and modernizes legacy planning for their clients. 

With more than $545 billion in assets under administration (AUA) and $235 billion in assets under management (AUM), Cetera continues to evolve its platform by continually adding innovative solutions to better serve its advisors and their clients. With an estimated $124 trillion in assets set to transfer across generations over the next two decades, this shift presents both significant challenges and opportunities for advisors. Cetera is committed to equipping financial professionals with the tools, expertise and resources needed to help clients preserve wealth, manage complexities and seize new planning opportunities.

“Financial advisors today are expected to provide more comprehensive guidance than ever before, and estate planning is a critical component of that responsibility,” said Tim White, co-founder and chief growth officer of Wealth.com. “Cetera recognizes that modern advisors need the right tools to help clients navigate the complexities of wealth transfer and legacy planning. We are proud to partner with Cetera to deliver an estate planning solution that not only streamlines the process but also deepens client relationships and enhances the value advisors provide.” 

The Cetera partnership is the latest step in Wealth.com’s efforts to deliver estate planning solutions that meaningfully expand legacy planning conversations between advisors and their clients. Wealth.com’s modern platform helps advisors address every step of their clients’ estate planning journeys, while providing full coverage across all U.S. jurisdictions. 

Wealth.com and Cetera will be hosting a webinar on May 1st at 1:00 p.m. ET to discuss how this partnership enhances estate planning for advisors. Speakers from Wealth.com and Cetera will share insights on integrating estate planning into holistic wealth management. Register for the webinar here.

Prenups, Post-Nups, and Protecting Assets in Marriage

No one gets married planning for divorce—but failing to plan can leave assets vulnerable. In this episode, Thomas Kopelman, Anne Rhodes, and Dave Haughton dive into why prenuptial agreements (prenups) are a key estate planning tool, not just a safeguard for the ultra-wealthy. They break down the difference between community and separate property, how prenups protect business owners, and what happens if you don’t have one in place. They also discuss post-nuptial agreements, common misconceptions, and how advisors can guide clients through these crucial conversations.

Subscribe and listen on Spotify, Apple Podcasts or anywhere you listen to podcasts. You can also watch the video below.

For any questions, email us at [email protected].

How to Handle Digital Assets in Estate Planning

Crypto, online accounts, and other digital assets are now a critical part of estate planning—but many advisors and clients aren’t prepared. In this episode, Thomas Kopelman and Dave Haughton break down what advisors need to know, from crypto taxation and security risks to ensuring digital assets are accessible when needed. They cover key estate planning strategies, common mistakes, and how to help clients organize and protect their full digital footprint. Ignoring digital assets isn’t an option—advisors who understand them will be the ones clients trust most.

Subscribe and listen on Spotify, Apple Podcasts or anywhere you listen to podcasts. You can also watch the video below.

For any questions, email us at [email protected].

How AI Is Changing Wealth Management and Estate Planning

AI is transforming wealth management and estate planning, but how should advisors think about it? In this episode, Thomas Kopelman, Dave Haughton, and Anne Rhodes sit down with Seungwoo Son, VP of Applied AI at Wealth.com, to unpack what AI can do today—and where it’s headed. They break down how advisors can use AI to streamline workflows, why human oversight still matters, and what to watch for when evaluating AI tools. From data privacy concerns to spotting unreliable outputs, they cover the must-knows for integrating AI effectively. AI won’t replace advisors, but those who use it wisely will have a clear advantage.

Subscribe and listen on Spotify, Apple Podcasts or anywhere you listen to podcasts. You can also watch the video below.

For any questions, email us at [email protected].

Announcing Scenario Builder

Announcing Scenario Builder: Instantly Model, Compare, and Optimize Complex Estate Strategies

We’re excited to introduce Scenario Builder, the first estate plan modeling tool that instantly gives financial advisors and attorneys a clear view of the potential outcomes of different estate planning strategies.  This powerful tool enables you to compare techniques side by side, equipping you with transparent, data-backed insights to help clients make informed decisions.

Scenario Builder calculates estate tax implications in real time, incorporates future financial events, and lets you adjust key assumptions over time. You can easily modify variables—such as asset growth, tax rates, and liquidity events—to model different strategies with greater precision.

You can build upon any client’s existing estate plans and explore new planning strategies, fostering proactive discussions about preserving wealth while reducing estate tax liability. 

 

Transforming how advisors and attorneys model estate plans

There has never been a centralized way to view a client’s current estate plan, project it into the future, and layer on new strategies or key events to see how they compare—until now. Scenario Builder fills this gap by providing a centralized platform that runs complex calculations instantly and delivers real-time insights on estate planning strategies.

Scenario Builder allows you to:

Compare complex estate planning strategies: Simulate sophisticated planning techniques, by modeling scenarios, including Grantor Retained Annuity Trusts (GRATs), Charitable Lead Annuity Trusts (CLATs), Spousal Lifetime Access Trusts (SLATs), Dynasty Trusts, Irrevocable Life Insurance Trusts (ILITS), and more. Demonstrate the impact of advanced strategies individually or layer multiple techniques to see how they work together, all with personalized projections.

Calculate and visualize tax implications, wealth transfer efficiencies, and more: Automate the complexity of estate planning calculations in a single, centralized platform, eliminating the need to manually run calculations across multiple applications and then formatting them for client-facing reports. 

Proactively plan for future events: Incorporate anticipated events such as asset sales, major gifts or charitable pledges—and better understand how they impact your client’s estate value and tax liability.

Instantly compare the impact of estate planning strategies: Test multiple scenarios side by side to uncover key insights and refine strategies based on real data. Adjust variables like asset growth rates, life expectancy, state residency, and estate tax exemptions to create tailored, data-driven projections. 

Advisors can now analyze the impacts of these potentials more precisely and share with clients in a clear, visual way within minutes.

 

How Scenario Builder works

While Scenario Builder runs complex calculations in an instant, the user experience stays simple. In just four steps, you can generate clear, personalized insights for your clients:

  1. Establish a baseline: Scenario Builder automatically pulls in key details from your client’s personal information, including financial data and estate documents, to create an accurate foundation to compare scenarios against.
  2. Create and customize scenarios: Model multiple strategies, refine existing ones, and layer in real-world factors like asset sales, inheritances, liquidity events, or changes in state residency to see how they impact long-term outcomes.
  3. Compare side by side: Instantly generated visuals highlight key differences, from estate tax exposure to portfolio growth, so you can assess and adjust variables to refine strategies.
  4. Generate client-ready reports: Seamlessly export scenario comparisons into PDF or PowerPoint to make complex estate planning decisions easy to communicate.

 

A simpler way to model estate strategies for every client

Scenario Builder is a powerful tool for all client types—whether they have complex or relatively simple estates. For High Net Worth and Ultra High Net Worth clients who are concerned about potential estate tax liability or want better control over their distributions to beneficiaries or charities, advisors can now provide greater insight and precision into the impacts different strategies will have that align with the client’s goals.

However, even clients with simpler estates may have questions about the impact future events, like relocation to another state or a liquidity windfall, have on their estate plan. Or they may have a blended family and want to model potential strategies for best handling future distributions. 

With Scenario Builder, advisors can guide clients through complex estate planning decisions with unparalleled precision, clarity, and confidence.

Scenario Builder is being rolled out in the coming weeks. To get an exclusive look at how it works, book a personalized demo today.

What is a Financial Advisor’s True Role in Estate Planning?

This week, hosts Thomas Kopelman and Dave Haughton provide their perspectives on the critical role advisors have in helping their clients with their estate plans. They already have an intimate understanding of their financial situation and future goals, so they’re uniquely positioned to help educate them on their estate plan options. They discuss how advisors can integrate estate planning into ongoing financial planning sessions, how to coordinate with estate attorneys and other third-parties and, ultimately, how they can be the go-to person to help their clients make informed decisions.

Subscribe and listen on Spotify, Apple Podcasts or anywhere you listen to podcasts. You can also watch the video below.

For any questions, email us at [email protected].