Articles

Getting documents notarized serves a few purposes but the most important one is that without getting notarized, they may not be considered legally valid.

First, the good news: Almost half of all advisory firms now offer tax planning services. The bad news: Most firms still struggle to articulate the value of those services in a way that’s compelling to clients and attractive to prospects. The problem isn’t in the services themselves. Both financial advisors and their clients see value […]

Key platform updates designed to streamline workflows, strengthen integrations, and help advisors deliver more client-ready reports this season.

AI is quickly moving from experiment to infrastructure across wealth management. Firms are using it to streamline workflows, support advisors, surface planning opportunities, and improve the client experience. But as the market rushes to embrace AI, one critical distinction is being overlooked: the difference between probabilistic AI and deterministic AI. That distinction matters more in […]

Tax planning has always demanded precision, but new changes have raised the stakes considerably. Recent changes related to the One Big Beautiful Bill Act (OBBBA), evolving SALT and charitable giving rules, and increasingly mobile clients have narrowed the margin for tax planning mistakes.. The most common errors are not always technical oversights. More often, they […]

By: Nicole McMullin, SVP of Product at Wealth.com AI is not eliminating the need for financial advisors. It is eliminating friction. For years, advisors have spent enormous time on work that is necessary but not differentiating: Reviewing estate documents line by line Reconstructing outdated plans from scattered files Modeling tax scenarios manually Translating complex spreadsheets […]

A client moves from Texas to New York. Another inherits assets in Florida. A third is going through a divorce. In each case, the same question quietly determines the outcome: is the asset Separate Property (SP) or Community Property (CP)?   1. The Two Systems: Community vs. Common Law The U.S. is divided into two […]

The FinCEN Residential Real Estate Rule is officially in effect. As of March 1, 2026, certain professionals involved in real estate closings and settlements must file a Real Estate Report with the Financial Crimes Enforcement Network for specific non-financed transfers of residential real estate to legal entities or trusts. The Department of the Treasury has […]

One of the more complicated aspects of financial planning is its sheer scope. In order to do your best work, you need comprehensive insight into a client’s full financial picture. But too often, that insight can be lacking and work gets disconnected as you move between taxes, wealth planning, estate, and even day-to-day money issues. […]

Tax planning for next-generation clients is no longer a future concern. It is a present-day requirement for advisory firms that want to retain assets, deepen relationships, and stay relevant as wealth, control, and complexity shift to younger households. Gen X, Millennials, and young business owners approach taxes differently than prior generations. Their balance sheets are […]

Testamentary capacity and contractual capacity are critical, yet often subtle, threats to the validity of a client’s estate plan and whether their final wishes will be respected. If you work with a client who is older and where capacity to make a will or a trust may be questioned by any of their potential beneficiaries, […]

For clients, a key component of sound financial and tax planning has always been maximizing the tax-deferred growth within an inherited Individual Retirement Account (IRA). Historically, trusts were the primary tool used to control and “stretch” those IRA distributions over a beneficiary’s lifetime. The passage of the original SECURE Act of 2019 and the subsequent […]