Tag: Industry Trends

What We Launched at Wealth.com’s 2025 Summer Product Event

The Highlights:

  • Massive momentum: Cetera (12,000+ advisors), Schwab strategic investment, and Commonwealth exclusivity (2,300+ advisors).
  • Live today:
    • Smarter documents & reports (PDF-embedded signer checklists, standardized page numbering, custom report pages).
    • Ester® AI upgrades: open-ended Q&A, side‑by‑side answers from Gemini, Claude, Meta & Mistral, linked citations, follow‑ups with context, rich text editor, folder-level uploads, and more.
    • Planning enhancements: Ownership Balance Sheet flexibility, EstateFlow auto-populated tax & exemption data, client creation without email.
    • Security: SOC 2 Type II, PCI-DSS, AES‑256, per-document keys, and Vault upgrades (multi-file upload, “Presentation Materials” category).
    • Advisor enablement: Advisor Marketing Kit and Wealth Academy (self-paced, CE-ready content coming).
  • Coming later this year: Atomic Components—full visual, layout, and brand-level customization of Wealth.com.
  • New service: Mobile Notary—$175 for one document, $300 for an entire plan, with personalized scheduling to meet your clients where they are.
  • Stay current: Real-time legal and tax updates (including Washington’s estate tax changes and DC’s One Big Beautiful Bill Act) flow directly into EstateFlow, Report Builder, and more.
  • Save the date: The Estate Planning Conference — January 26–28, 2026, Montelucia Resort, Scottsdale, AZ. Admiral William McRaven, Michael Kitces, and Larry Fitzgerald will headline the event.

A year of momentum, and we’re just getting started

At the event, Co-Founder & CGO Tim White walked through a run of milestones that underscore how quickly estate planning is moving from “nice to have” to core infrastructure for modern wealth management:

  • April: Partnership with Cetera brings Wealth.com access to 12,000+ advisors nationwide.
  • Two weeks later: Charles Schwab makes a strategic investment—pairing modern, AI-driven innovation with a legacy of fiduciary trust.
  • May: We booked the Montelucia Resort for our first-ever industry conference—The Estate Planning Conference—January 26–28, 2026.
  • June: WealthManagement.com names Wealth.com a finalist in six categories, including Estate Planning Tech, AI Innovation, and CEO of the Year.
  • The very next day: Commonwealth Financial Network selects Wealth.com as its exclusive estate planning solution for 2,300+ advisors.

These aren’t isolated wins—they’re a signal of where the industry is going and who’s building the rails.

What’s live now: Platform innovations & AI enhancements

Danny Lohrfink, Co-Founder & Chief Product Officer, showcased the product you can use today, not a roadmap.

Sharper document & reporting workflows
  • PDF-embedded signer checklists with exact page references and signature guidance.
  • Standardized page numbering across multi-document plans for a seamless client experience.
  • Report Builder, upgraded: Insert custom pages with editable text—think Goals & Objectives, Decision Makers summaries, and firm-branded takeaways.
Ester® gets (a lot) smarter

Ester®, the first AI legal assistant trained specifically on estate planning documents, just received major upgrades:

  • Ask open-ended questions (“Does this trust allow discretionary distributions?”).
  • Model transparency: See side-by-side answers from Gemini, Claude, Meta, and Mistral.
  • Linked citations in the Executive Summary—hover to see precisely where answers came from.
  • Conversational follow-ups with full context for deeper exploration.
  • Rich text editor to format and personalize replies before sharing.
  • Folder-level uploads: Drop an entire estate plan (trusts, wills, directives, etc.) and Ester® reviews it all at once.
  • One-click feedback helps our in-house AI team continuously improve.
Faster, cleaner planning
  • Ownership Balance Sheet: Rearrange columns, visually separate in- and out-of-estate assets, and set custom historical valuation dates.
  • EstateFlow: Auto-populates exemption and state-specific tax rates based on the client’s address.
  • Client creation without email: Stand up models and reviews faster—perfect for prospects or uninvited household members.
Security, elevated

Trust is non-negotiable. Wealth.com is SOC 2 Type II and PCI-DSS certified; data is encrypted in transit (TLS 1.2+) and at rest (AES-256), and every document has a unique encryption key. The Vault now supports multi-file uploads and a new “Presentation Materials” category for easy storage and sharing of client-ready deliverables.

Coming later this year: Atomic Components

Think of this as granular control over every pixel. Fonts, colors, layouts, interactions—everything can be configured to reflect your brand. Our goal isn’t to extend your brand. It’s to let our outputs become your brand. Rollout begins later this year.

Legal experience & Mobile Notary (live today)

Alaina Lacter, Senior Product Counsel, highlighted how our in-house legal team—with experience from Willkie Farr & Gallagher, McDermott Will & Emery, Commonwealth, Fox Rothschild, and more—keeps you aligned with evolving law and regulation.

Introducing Mobile Notary (now available)
  • Request directly from Wealth.com—we coordinate with your client to schedule the notary (and witnesses, if needed).
  • Clients can initiate it, too, right from their portal—advisors stay in-the-loop without the back-and-forth.
  • Simple, transparent pricing:
    • $175 for a single document
    • $295 for a full estate plan

No more delays due to logistics. Higher completion rates, faster turnarounds, and a better client experience.

Note: Some accounts may not have access to mobile notary yet.

Real-time legislative updates, built in

From Washington State’s estate tax changes to DC’s One Big Beautiful Bill Act, our legal + product teams push updates directly into EstateFlow, Report Builder, and all tax/exemption logic—so you never operate on stale numbers.

Want to go deeper on the One Big Beautiful Bill? Visit Wealth.com/OBBB for:

  • A CFP CE-eligible session led by in-house counsel Dave Haughton
  • Client-ready PDFs that clearly explain what changed and why it matters
  • More resources to help you turn hundreds of pages of legislation into minutes of clarity

Integrations, marketing enablement & education

David Thompson, VP of Product Strategy, walked through how we’re expanding the Wealth.com ecosystem so estate planning snaps directly into your tech stack and client journey.

Deeper, faster integrations
  • eMoney: Import client profiles and asset data in seconds—no manual entry.
  • Black Diamond: Bring in client assets and flow them throughout the platform.
  • More coming soon: Advyzon, Orion, and MoneyGuide Pro.

Check our integrations page for the latest lineup.

Announcing the Advisor Marketing Kit (available today)

Everything you need to launch, promote, and scale your estate planning offering:

  • A three-part email campaign
  • Customizable press release
  • Client presentation deck (in-person or virtual)
  • Office flyers & posters
  • Six social media graphics (multiple colorways)
  • Animated explainer video with your logo
    Folder design template for printed materials
Wealth Academy
  • Wealth Academy: Our new learning hub, with self-paced courses that mirror the in-app experience—plus advisor-led sessions, CE content, and more on the way.

A follow-up email to all attendees will include the full recording and a direct link to the Advisor Marketing Kit.

See you in Scottsdale: The Estate Planning Conference (Jan 26–28, 2026)

Tim White and Danny Lohrfink closed with one more big invite:

We’ve bought out the Montelucia Resort in Scottsdale for The Estate Planning Conference—a first-of-its-kind, industry-defining event for modern advisors and firm leaders.

Keynotes & featured speakers include:

  • Admiral William McRaven
  • Michael Kitces
  • Larry Fitzgerald

If you’re building for the future of wealth management, this is where you need to be. Reserve your spot at Wealth.com/EstateCon.

Watch the recording. Talk to us.

We’re just getting started. Thanks for building the future of estate planning with us.

What the One Big Beautiful Bill Means for Advisors And Clients

Signed into law on July 4, 2025, the One Big Beautiful Bill Act brings sweeping and permanent changes to the tax code. Whether you find it beautiful or not, the law is here, and it’s here to stay, at least until Congress says otherwise.

At Wealth.com, our job is to help you cut through the noise and understand what matters to you, your clients, and their long-term planning. Below is a breakdown of the key provisions, ranked by relevance to financial advisors.

1. Estate Tax Exemption Increased

Effective 2026:

  • $15 million per person exemption (indexed for inflation), or $30 million per couple with portability.
  • Modestly higher than the current $13.99M exemption.

Why it matters:

  • Ultra-HNW families now have added breathing room.
  • We don’t know where the political landscape will be in future years, so advisors should revisit gifting, trust strategies, and dynasty planning to take advantage of the unprecedentedly high exemption level

2. SALT Deduction Cap Increased but Be Careful

The SALT deduction cap rises to $40,000, but phases out between $500k and $600k AGI. It sunsets after 2029.

Why it matters:

  • For high-income clients in high-tax states, $500k–$600k AGI is a major planning danger zone.
  • Marriage penalty remains (thresholds not doubled), so filing strategies may need a fresh look.

3. Ordinary Income Tax Brackets Made Permanent

The current seven-bracket system (10%, 12%, 22%, 24%, 32%, 35%, 37%) is now permanent.

Why it matters: 

  • Offers long-term visibility for Roth conversion strategies, bracket management, and retirement distributions.

4. Bonus Depreciation & Section 179 Expansion

Bonus Depreciation: Permanently reinstated at 100% for assets placed in service after Jan 20, 2025.

Section 179:

  • Max deduction: $2.5M
  • Phaseout starts at $4M

Why it matters:

  • Business-owner clients have powerful new tools for capital expenditure and tax strategy.
  • Time to revisit cost segregation studies and acquisition planning.

5. QBI Deduction Extended But Still Mostly Off-Limits to Advisors

The deduction is now permanent, and the income phaseout range is modestly expanded, but most white-collar professionals (advisors, CPAs, attorneys) remain excluded.

Why it matters:

Most advisors still won’t qualify, but many business-owner clients will. This can be a prompt to revisit income levels, entity structure, and whether clients are leaving deductions on the table.

6. Trump Accounts: New Child-Focused Savings Vehicle

  • $5k annual contributions allowed before child turns 18
  • IRA-like tax treatment (no upfront deduction)
  • Employers can contribute $2,500 tax-free for dependents
  • IRS pilot program contributes $1,000 for 2025–2028 births

Why it matters:

  • A brand-new vehicle for education and long-term child savings strategies
  • Strong planning opportunity for multigenerational wealth discussions

7. Standard Deduction + New Senior Deduction

New standard deduction (2025):

  • MFJ: $31,500
  • Single: $15,750
  • HOH: $23,625

New Senior Deduction: $6,000 per taxpayer age 65+, phases out above $150k MFJ / $75k others, expires 2028

Why it matters:

  • Seniors near the phaseout cliff need modeling
  • Great lead-in for broader retirement income planning

8. Child & Adoption Credits Expanded

  • Child Tax Credit: $2,200 per child, inflation-adjusted, and permanent
  • Adoption Credit: Now partially refundable (up to $5k) starting 2025

9. Car Loan Interest Deduction (2025–2028)

  • Deduct up to $10,000 annually for new car loans only (no leases & other stipulations)
  • Phases out above $200k MAGI MFJ, $100k others

10. Student Loan Repayment: Employer Benefit Made Permanent

Employers may contribute up to $5,250 annually toward employee student loans tax-free

Why it matters:

  • Business-owner clients can enhance benefit offerings
  • Great way to attract and retain younger talent

11. 529 Plan Qualified Expenses Expanded

529 plans may now be used for a broader set of K‑12 and homeschool-related expenses, including:

  • Curriculum and instructional materials
  • Books or digital educational content
  • Tutoring and outside‑home educational classes
  • Testing fees
  • Dual enrollment tuition
  • Educational therapies and adaptive learning tools

Why it matters:
 529 accounts have become more versatile – they’re not just for college. This opens up powerful opportunities for families funding private school, homeschooling, supplemental learning, or special education. Smart planning here can help manage overfunded balances and support long‑term multigenerational strategies.

What’s Next:

Hear from Sr. Corporate Counsel, Dave Haughton, JD, CPWA® 

We hosted a special webinar session, “The One Big Beautiful Bill: What Every Advisor Needs to Know,” led by Wealth.com’s Sr. Corporate Counsel, Dave Haughton, JD, CPWA®.

Watch the Recording Here

Send Key Takeaways to Your Clients

Looking for a resource to send directly to clients and prospects as a helpful resource? We have a client-friendly downloadable PDF with all the relevant estate and tax planning highlights from the Big Beautiful Bill.

Download the Client Takeaways PDF Here 

The tax code may have changed, but the core of great advising hasn’t. In a sea of new rules and revised deductions, your role as a trusted guide is more important than ever. The advisors who lean in now, who anticipate, educate, and elevate, will be the ones who grow deeper client loyalty and lasting impact. At Wealth.com, we’re equipping you with the tools to turn complexity into confidence, and deliver lasting legacies for your clients.

Big Changes to Washington’s Estate Tax: What Financial Advisors Need to Know

On May 20, 2025, Washington Governor, Bob Ferguson, signed new tax legislation that will have a significant impact on estate planning for clients in the state. These changes—which include both a higher exemption amount and steeper tax rates for larger estates—will take effect on July 1, 2025. Here’s what financial advisors should know to guide clients effectively.

What’s Changing?

Higher Estate Tax Exemption

Effective July 1, 2025, the estate tax exemption will increase from $2.193 million to $3 million. This means that the first $3 million of an estate’s value will be exempt from Washington’s state estate tax. For many clients, this increase offers additional room to pass wealth to heirs without incurring state-level estate taxes. The exemption amount will also be adjusted annually for inflation. The legislation also increases the state qualified family-owned business interest deduction to $3 million from $2.5 million.

Steeper Tax Rates for Larger Estates

While the higher exemption is welcome news for smaller estates, larger estates will face higher tax rates under the new legislation:

  • Estates exceeding $9 million will be taxed at a rate of 35%—up from the current top rate of 20%.
  • Estates valued between $1 million and $9 million will see marginal rates increasing on a graduated scale, ranging from 15% to 30%, depending on the estate’s taxable value.
Taxable Estate Value in WashingtonCurrent Tax RateNew Tax Rate (Effective July 1, 2025)
$0 – $1M10%10%
$1M – $2M14%15%
$2M – $3M15%17%
$3M – $4M16%19%
$4M – $6M18%23%
$6M – $7M19%26%
$7M – $9M19.5%30%
$9M+20%35%

Washington’s Capital Gains Tax: An Additional Planning Consideration

Effective retroactively to January 1, 2025, Washington now imposes an additional 2.9% surtax on capital gains exceeding $1 million per year. This is on top of the existing 7% tax on long-term capital gains over $270,000 (2024 inflation-adjusted amount). As a result, gains over $1 million will now be taxed at a combined state rate of 9.9%.

While the capital gains tax is separate from the estate tax, it’s an important planning consideration for high-net-worth clients. Large capital gains may reduce estate liquidity and potentially influence how clients structure wealth transfers and trust funding.

Why This Matters to Your Clients

Washington is one of several states that imposes a separate estate tax in addition to the federal estate tax. In addition to the federal estate tax at 40% for taxable estates greater than $13.99 million for 2025, larger estates will be subject to both the federal tax and the highest state estate tax rates in the country. For Washington clients with estates exceeding $3 million, it’s essential to:

  • Review existing estate plans and trust structures to ensure they align with the new exemption amount and higher rates.
  • Consider lifetime gifting strategies to reduce the taxable estate before death. Remember, Washington does not tax lifetime gifts, offering a powerful planning opportunity.
  • Integrate capital gains planning with estate tax mitigation strategies, especially for clients with taxable estates or those anticipating a large transaction, like the sale of a business.
  • Explore family-owned business deductions and other planning strategies to manage the potential tax impact.

Stay Ahead of the Curve

At Wealth.com, we understand that staying ahead of legislative changes is crucial to delivering exceptional service to your clients. To review the new legislation in full, click here.

Curious how to bring estate planning into your practice or how these changes could impact your clients? Book a demo to see how Wealth.com can help you deliver deeper value through modern, compliant estate planning. Our platform’s tools make it easy to integrate these changes into your clients’ estate plans, ensuring they remain aligned with the latest tax laws.

Commonwealth Chooses Wealth.com to Deliver Estate Planning Platform Access to Network of Advisors

PHOENIX, AZ – June 3, 2025 — Wealth.com, the leading end-to-end estate planning platform, today announced it has been selected by Commonwealth Financial Network® (“Commonwealth”) as an estate planning solution for its more than 2,300 affiliated independent financial advisors. The partnership positions Wealth.com as a core component of Commonwealth’s broader effort to bring specialized planning services to advisors looking to attract and retain high-net-worth (HNW) clients through seamless, integrated estate planning as part of a comprehensive client experience.
“We continually seek innovative solutions that help our advisors get time back in their day while also becoming strategic partners for their clients, including HNW clients,” said Heather Zack, JD, director, high net worth, at Commonwealth. “Wealth.com simplifies estate planning nuances with a modern, tech-enabled approach. This partnership enables our advisors to grow, scale and deepen relationships by delivering a full spectrum of wealth management solutions to their clients.”
Wealth.com’s platform includes powerful tools such as Ester™, an AI-powered legal assistant that automates document review and generates client-ready summaries. For Commonwealth advisors, these innovations can translate into time savings, deeper planning insights and the ability to deliver more proactive, personalized estate guidance. Advisors gain the ability to seamlessly incorporate estate planning into their broader wealth management process, with the opportunity to strengthen client relationships, improve retention across generations and drive growth at scale.
By introducing Wealth.com into its suite of planning services, Commonwealth is equipping advisors with tools that simplify the estate planning process, transforming what was once a complex and static task into an accessible, ongoing part of a client’s financial life.
“We’re honored to be named Commonwealth’s estate planning partner,” said Tim White, co-founder and chief growth officer at Wealth.com. “This partnership reflects not only the strength of our platform, but also the shift taking place across the industry. Scalable, modern estate planning solutions are in demand, and Commonwealth is enabling their advisors to meet the evolving needs of their clients.”
Additional onboarding resources and training sessions will be made available to Commonwealth advisors in the coming months to support implementation and engagement. To learn more about Wealth.com’s advanced, end-to-end estate planning platform, please visit Wealth.com.

About Commonwealth Financial Network®

Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser, provides financial advisors with holistic, integrated solutions that support business evolution, growth acceleration, and operational efficiency. J.D. Power ranks Commonwealth “#1 in Independent Advisor Satisfaction Among Financial Investment Firms, 11 Times in a Row.” Founded in 1979, the firm has headquarters in Waltham, Massachusetts, and San Diego, California, and an operations hub in Blue Ash, Ohio. Learn more about how Commonwealth partners with approximately 2,345 independent financial advisors overseeing more than $344 billion* in assets nationwide by visiting www.commonwealth.com. Commonwealth received the highest score among independent advisors in the J.D. Power 2010, 2012, 2013, 2014, and 2018‒2024 U.S. Financial Advisor Satisfaction Studies. Presented on July 10, 2024, for January to May of 2024, it is based on responses from 4,072 advisors employed by or affiliated with the firms included in the study. Not indicative of the firm’s future performance. Your experience may vary. Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee. Visit jdpower.com/awards for more details.

* As of 12/31/2024

About Wealth.com

Wealth.com is the industry’s leading estate planning platform, empowering 1,000+ wealth management firms to modernize the delivery of estate planning guidance to their clients. As the only tech-led, end-to-end estate planning platform built specifically for financial institutions, Wealth.com helps drive scale and efficiency, meeting client needs across the wealth spectrum. Financial advisors ranked Wealth.com as the #1 estate planning platform in the 2024 T3/Inside Information Advisor Software Survey. In 2024, Wealth.com was honored by WealthManagement.com as the ‘Best Technology Provider’ in the Trust category, and CEO Rafael Loureiro received the Advisor Choice Award for Technology Providers: CEO of the Year.

MEDIA CONTACT:

StreetCred PR
[email protected]

Hannah Dixon
317-590-0915
[email protected]

Rob Farmer
415-377-3293
[email protected]

Wealth.com Announces Inaugural Estate Planning Conference

PHOENIX–(BUSINESS WIRE)–Wealth.com, the leading digital estate planning platform for financial advisors, today announced plans for its first annual industry-wide event: The Estate Planning Conference, taking place Jan. 26-28, 2026, at the Montelucia Resort in Scottsdale, Arizona, which has been reserved in its entirety for attendees. Designed to unite financial advisors, estate planners and wealth management leaders, the conference will feature more than 15 hours of CFP® continuing education (CE)-level content, world-class speakers and a fully immersive resort experience dedicated to education, collaboration and community.

Attendees will gain access to top-tier insights from a roster of leading experts and thought leaders who are shaping the future of estate planning and finance. By establishing a dynamic platform for estate planning education, Wealth.com is setting a new standard for professional development in the wealth management space. The Estate Planning Conference will further empower advisors to integrate estate planning with confidence and help firms meet evolving client needs while deepening trust and value. It is open to all financial professionals with firms of any size and all affiliations. For those unable to attend in person, Wealth.com will share select sessions and key takeaways online, helping to ensure the educational impact reaches the broader industry.

“Estate planning deserves a place at the center of advisor education,” said Dan Bolton, head of marketing at Wealth.com. “That is why we are dedicating significant resources to make The Estate Planning Conference the premier event of its kind. Attendees can expect sessions led by global leaders, unmatched opportunities to collaborate with peers and an experience designed to inspire long after the conference ends.”

This announcement builds on a period of rapid momentum for Wealth.com, which now serves as the preferred estate planning platform for more than 1,000 wealth management firms. Over the past year, Wealth.com has attracted funding from Google Ventures, Charles Schwab, and Citi, which continues to fuel its evolving platform. In March, the company unveiled its Scenario Builder—the industry’s first all-in-one estate planning modeling tool—enabling advisors, planners and estate attorneys to evaluate the potential impacts of various strategies on a client’s estate. Together, these advancements reflect Wealth.com’s continued appeal as well as its commitment to meeting the growing demand for modern, scalable estate planning solutions across the wealth management landscape.

Registration for The Estate Planning Conference is available now at wealth.com/estatecon. To learn more about Wealth.com’s advanced, end-to-end estate planning platform, please visit Wealth.com.

About Wealth.com

Wealth.com is the industry’s leading estate planning platform, empowering 1,000+ wealth management firms to modernize the delivery of estate planning guidance to their clients. As the only tech-led, end-to-end estate planning platform built specifically for financial institutions, Wealth.com helps drive scale and efficiency, meeting client needs across the wealth spectrum. Financial advisors ranked Wealth.com as the #1 estate planning platform in the 2024 T3/Inside Information Advisor Software Survey. In 2024, Wealth.com was honored by WealthManagement.com as the ‘Best Technology Provider’ in the Trust category, and CEO Rafael Loureiro received the Advisor Choice Award for Technology Providers: CEO of the Year.

 

Contacts

MEDIA CONTACT:

StreetCred PR
[email protected]

Audrey Love
865-253-6082
[email protected]

Rob Farmer
415-377-3293
[email protected]

Schwab Announces Strategic Investment in Wealth.com to Support Estate Planning Capabilities for Investors

WESTLAKE, Texas, April 16, 2025 — The Charles Schwab Corporation today announced it has made a minority investment in Wealth.com, the #1 rated estate planning platform in wealth management that is modernizing how financial advisors help clients of all wealth levels with their estate planning needs.

Schwab’s investment will help Wealth.com continue to scale its capabilities to make it easier for financial firms and advisors to provide valuable estate planning services to individuals and families. Wealth.com’s platform equips advisors and financial professionals to offer estate planning solutions that are modern and sophisticated—yet approachable and easy for clients to navigate. Financial advisors use Wealth.com’s platform to help clients optimize their estate plans or give clients without an estate plan the ability to immediately self-create robust legal documents (e.g., wills and revocable trusts) in all 50 U.S. states and D.C. at a fraction of the cost of an estate attorney.

“We’re enhancing our wealth management offer by building out trust and estate capabilities that will help us serve our clients’ evolving needs, wherever they are on their financial journeys,” said Neesha Hathi, Managing Director, Head of Wealth and Advice Solutions. “Wealth.com is a leading provider of an intuitive and easy-to-use trust and estates process, powered by Artificial Intelligence.”

“Investors want to conduct more of their financial lives in one place, and advisors are increasingly looking for tools and platforms that enable them to scale their business and grow,” said Rick Wurster, President and CEO of the Charles Schwab Corporation. “Wealth.com is an important first step in building out a support ecosystem for our advisor clients as they respond to investors’ needs, while also providing a scalable and easy-to-use solution for our retail clients to meet more of their financial needs at Charles Schwab.”

“This is more than an investment. It’s the foundation for something much bigger,” said Wealth.com CEO Rafael Loureiro. “Together, we’re reimagining estate planning at scale — delivering modern tools that empower advisors, elevate client outcomes, and redefine what’s possible in wealth management.”

As an extension of this strategic investment, the two firms are also developing opportunities to offer access to Wealth.com’s estate planning tools to Schwab’s clients. Details and launch plans to follow.

The terms of the investment have not been disclosed.

About Charles Schwab

The Charles Schwab Corporation (NYSE: SCHW) is a leading provider of financial services, with 36.9 million active brokerage accounts, 5.5 million workplace plan participant accounts, 2.0 million banking accounts, and $10.28 trillion in client assets as of February 28, 2025. Through its operating subsidiaries, the company provides a full range of wealth management, securities brokerage, banking, asset management, custody, and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab Co., Inc. (member SIPC, https://www.sipc.org ), and its affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent, fee-based investment advisors; and custodial,

operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its primary banking subsidiary, Charles Schwab Bank, SSB (member FDIC and an Equal

Housing Lender), provides banking and lending services and products. More information is available at https://www.aboutschwab.com.

Brokerage Products: Not FDIC Insured · No Bank Guarantee · May Lose Value

Wealth.com Partners With Cetera to Bring Leading Estate Planning Technology to More Than 12,000 Financial Advisors

Wealth.com, the industry’s leading end-to-end estate planning platform, today announced a strategic partnership with Cetera Financial Group* (‘Cetera’), a premier financial advisor Wealth Hub. Through this partnership, more than 12,000 financial professionals in the Cetera network will gain access to Wealth.com’s advanced estate planning technology and resources, enabling them to better meet the growing client demand for holistic financial planning.

Cetera strives to differentiate from the traditional, commoditized independent broker-dealer (IBD) model by providing financial professionals and institutions with cutting-edge solutions, comprehensive support and tailored services to help them grow and scale their practices. This partnership enhances Cetera’s comprehensive wealth management offerings by equipping advisors with a best-in-class estate planning platform that simplifies and modernizes legacy planning for their clients.

With more than $545 billion in assets under administration (AUA) and $235 billion in assets under management (AUM), Cetera continues to evolve its platform by continually adding innovative solutions to better serve its advisors and their clients. With an estimated $124 trillion in assets set to transfer across generations over the next two decades, this shift presents both significant challenges and opportunities for advisors. Cetera is committed to equipping financial professionals with the tools, expertise and resources needed to help clients preserve wealth, manage complexities and seize new planning opportunities.

“Financial advisors today are expected to provide more comprehensive guidance than ever before, and estate planning is a critical component of that responsibility,” said Tim White, co-founder and chief growth officer of Wealth.com. “Cetera recognizes that modern advisors need the right tools to help clients navigate the complexities of wealth transfer and legacy planning. We are proud to partner with Cetera to deliver an estate planning solution that not only streamlines the process but also deepens client relationships and enhances the value advisors provide.”

The Cetera partnership is the latest step in Wealth.com’s efforts to deliver estate planning solutions that meaningfully expand legacy planning conversations between advisors and their clients. Wealth.com’s modern platform helps advisors address every step of their clients’ estate planning journeys, while providing full coverage across all U.S. jurisdictions.

Wealth.com and Cetera will be hosting a webinar on May 1st at 1:00 p.m. ET to discuss how this partnership enhances estate planning for advisors. Speakers from Wealth.com and Cetera will share insights on integrating estate planning into holistic wealth management. Register for the webinar here.

Wealth.com Secures $30 Million Series A to Further Modernize Estate Planning for Advisors

We are thrilled to announce that wealth.com has successfully closed a $30 million Series A funding round, led by GV (Google Ventures). This milestone marks a pivotal moment in our journey to modernize and simplify estate planning, an industry that has long been burdened by outdated processes and complexity.

When we founded wealth.com in 2022, our mission was clear: to break down the long-standing barriers that have made estate planning a daunting and complex endeavor for so many. With an aging population and the unprecedented Great Wealth Transfer, where 84.4 trillion is set to change hands in the U.S. over the next two decades, we recognized a critical need for innovation in this space. The traditional tools and processes simply aren’t equipped to handle this massive wealth transfer efficiently, often leaving families underserved.

Empowering advisors to drive change

At wealth.com, we are leading the charge in transforming what was once an outdated and cumbersome process. Our platform equips advisors to offer estate planning solutions that are modern, inclusive, and sophisticated—yet approachable and easy for clients to navigate. In a short time, our platform has enabled advisors to bring estate planning into the 21st century, empowering them to help clients seamlessly protect and preserve their legacies. As Jamie Hopkins, Chief Wealth Officer of WSFS Bank and CEO of Bryn Mawr Capital Management, puts it:

“Wealth.com empowers advisors to offer estate planning services at a level that is clearly superior to other offerings.”

This confidence in our platform is echoed across the industry, as demonstrated by our continued growth and recognition:

  • Wealth.com has empowered 500+ Wealth Management firms to offer modern and comprehensive estate planning to their clients.
  • The Wealth.com platform has facilitated the creation of tens of thousands of estate planning documents.
  • The Wealth Management Industry Awards honored wealth.com in 2024 as the Best Technology Provider in the Trust category, and our CEO, Rafael Loureiro, received the Advisor Choice Award for Technology Providers: CEO of the Year.
  • Fast Company recognized wealth.com as one of the 2024 Best Workplaces for Innovators.
  • T3 Survey respondents, consisting of financial advisors, voted wealth.com as the #1 estate planning solution for 2024.

These accolades and metrics are a testament to the real impact wealth.com is making. Our recent launch of the Family Office Suite™ is just one example of how we are fulfilling our promise to innovate and lead in this space.

Looking ahead to what’s next

The participation of esteemed investors such as Citi Ventures, Outpost Ventures (an investment platform of Neuberger Berman), 53 Stations (supported by The Pritzker Organization), and Firebolt Ventures (led by renowned technology investor Gokul Rajaram) in this funding round is a powerful endorsement of our efforts. Their support underscores a shared vision for a future where estate planning is not only intuitive but also comprehensive.

Jelena Zec, Director of Venture Investing at Citi Ventures shares, “Wealth.com isn’t just digitizing estate planning—it’s revolutionizing it. Their AI-powered platform transforms a complex, time-consuming process into a streamlined, accessible service. We’re excited to back a team that’s not just imagining the future of wealth management, but building it.”

This Series A funding will enable us to accelerate the development of more advanced features, strengthening our leadership in tech-driven and AI-enhanced estate planning. We’re excited about the opportunities this capital unlocks to expand our product offerings and further solidify wealth.com as the go-to estate planning platform for advisors and wealth management firms.

We are incredibly grateful to our investors, clients, and partners who have believed in our vision and supported us throughout this journey. Their trust and confidence have been pivotal to our success. But our work is far from done. We remain deeply committed to our mission of modernizing estate planning through cutting-edge technology and will continue to find new ways to create value for advisors and users.

As our CEO, Rafael Loureiro, articulated:

“wealth.com is driven by a generational vision to transform estate planning, ensuring that the impact of our work will be felt by families for decades to come.”